- 第一步:选区
- 第二步:贷款或者现金交割(确定预算)- 需要咨询银行贷款经理或者贷款经纪人进行贷款预评估(Pre-approval)
- 第三步:看房
- 第四步:出价& 合同
- 第五步:找律师
- 第六步:购房检查- Building Inspection.
- 第七步:房屋交割- Settlement.
澳洲期房购买流程
1. Reserve a property / 预定屋子
购房者选定了满意的房子后,可支付一笔订金,一般是1000澳币,向中介7开发商申请保留该屋子。 订金会在规定的时间内退还给购房者。
2. Sign contract / 签订购房合同
中介/开发商向购房者或购房者的代表律师提供购房合同。购房者在咨询了自己的代表律师并充分 理解合同后签字。同时开发商也需在购房合同上签字,并向购房者提供一份双方签署后的合同。购 房合同生效。
3. Apply for FIRB approval
海外投资者向澳洲海外投资审核委员会【FIRB】提交购房申请。这一步骤仅适用于非溴大利亚公民或 永久居民的海外投资者。
购房者需填写一份申请表格并递交海外投资审核委员会审核,这个过程一般由购房者的代表律师协 助完成。
4. Pay 10% deposit / 支付10% 的购房定金
购房者需要在合同规定的时间内,一般为5个工作日或2周,支付购房款的10%作为定金。这笔定金 可以支付到开发商的信托账户,也可以存入购房者自己的账户再由其银行出具一份担保。如果是以 银行担保【BanK Guarantee】的方式支付定金,在房屋交割前购房者还可以获得这笔定金的存款利息。
5. Construction / 房屋施工
开发商需要在合同规定的时间内完成房屋的建造施工。在此施工期间,购房者不需支付任何费用。
6. Final inspection / 交割前验房
在房屋完工后,开发商会邀请购房者或购房者的代表人前去验房。购房者要以此机会确定房屋的建 造是否达到合同规定的标准。
7. Settlement / 交割
房屋交割的当天,购房者需将购房的全款支付给开发商,购房者的律师会持合同和房款与开发商的 律师交涉完成最后的交割手续。购房者随后即入住新屋。
澳洲现房购买流程
1. Inspect the property, get vendor statement & sales contract / 看房且审査房东申明及卖房合约
购房者可以在指定的时间内前去看房,如果对此物业满意,可以要求房东提供房东申明及卖房合 约。大部分售房合约中已经包含了房东申明。
2. Sign contract / 签订购房合同
购房者在咨询了自己的代表律师并充分理解合同后签字,并注明出价,交割时间通常为30天到90 天。房东如果同意购房者的出价及其他条件,即可在购房合同上签字。在双方签署后,合约生效。 通常在购房者出价时需支付一笔订金表示诚意,可在随后退还。
3. Pay 10% deposit / 支付10% 的购房定金
购房者需要在合同规定的时间内,一般为5个工作日或2周,支付购房款的10%作为定金。这笔定金 —般会支付到房东的中介或律师的信托账户。
4. Final inspection / 交割前验房
通常会发生在交割前一天,房东会邀请购房者前去验房。购房者可以以此机会核对房屋状况是否于 合同规定的相符,并通知自己的代表律师是否进行随后的交割。如果在验房时发现严重问题,购房 者须立即通知自己的律师咨询并采取的相应措施。
5. Settlement / 交割
房屋交割的当天,购房者需将购房的全款支付给房东,购房者的律师会持合同和房款与房东的律师 交涉完成最后的交割手续。购房者随后可入住新屋。
*其他步骤
6.Building inspection / 专业人士验房
如果二手房的年代相对久远,尤其是别墅房,购房者可在出价前向房东申请派专业人士前去验房并 出具验房报告。这部分费用需由购房者支付。
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